Learn about Financing

We offer three main types of financing at Bauble Patch Jewelers:

1) Half now & half at pickup 

- A 50% deposit is required to get the item (jewelry repair, engagement ring, custom, etc.) started.

- The item must be paid for in full before it can leave our store.

2) Layaway

- Our layaways are typically anywhere from 3 weeks to 4 months.

- A 50% deposit is required to get the layaway started.

- From there, we can take weekly or monthly payments until the item is paid for. 

- The item must be paid for in full before it can leave our store. 


3) Our instore credit card

- Applications can be processed in store while you wait.

- We offer 6 or 12 month deferred interest. 

- All payments are made online.

- There is no penalty to pay off the item early. However, if a payment is missed, the interest is 30%.

- As soon as the item is completed, it can be picked up.